EaseCentral has over 50 different types of coverage that can be added as plan options in EaseCentral. When adding plans in EaseCentral, please choose the TYPE that most closely matches the plan you are adding. EaseCentral will prompt agency employees to add details about the plans selected, specific to that plan type. 




In addition to the common lines of coverage, we include the following Plan Types that can be selected to administer lines of coverage with specific rules in EaseCentral: 


Benefit AllowanceBenefit Allowance is typically used to administer defined contribution type plans or cash-in-lieu of benefits. Benefit Allowance will allow agencies and employers to provide a specific employer contribution amount that can apply to a combination of selected plans. For example, an employer may provide $500 that can be used towards any combination of enrollments for medical, dental, and vision plans. For more information about Benefit Allowance plans please see the Benefit Allowance & Defined Contribution Plans Help Desk solution. 
WellnessAn employer may offer different medical contributions to employees that participate in a Wellness plan. EaseCentral can show the appropriate contribution model to employees based on their participation by using the Wellness plan.

Most commonly, employers or brokers would enroll employees in the Wellness plan on their behalf if the employee participates. The Medical plan would be set up with two eligibilities, one designating the contributions that apply on the Contributions page if an employee participates in Wellness, and one designating the contributions that apply on the Contributions page if an employee does not participate. A Contingency would be set up on the Medical plan on the Plan > Eligibility page. The Eligibility that displays contributions for participating employees would have a Contingency Type set to Enrolled and Contingency Plans set to the Wellness plan. The Eligibility that displays contributions for non-participating employees would have a Contingency Type set to Not-Enrolled and Contingency Plans set to the Wellness plan.

Since employees typically don't pay to participate in a Wellness plan, the HIDE RATES option can be used on the Rates page of the Wellness plan.


Additional employee instructions can be included on the Plan > Forms page.
Discount ProgramIf the employer offers a Discount Program to employees, this can be communicated using the Discount Program plan type. Typically, all employees would be automatically enrolled, so the Plan would be set to REQUIRE ENROLLMENT on the Plan > Eligibility page.


Employees likely do not contribute towards this plan so the HIDE RATES option may be used on the Plan > Rates page.  
 
Additional employee instructions can be included on the Plan > Forms page.
Section 125Employers and brokers can add a Section 125 plan to allow employees to enroll/opt into pre-tax deductions for appropriate plans. If the employee waives the Section 125 plan, their elections would then be considered post-tax. See the Section 125 Premium Only Plans Help Desk solution for more detailed instructions on how to use this plan type. Additional employee instructions can be included on the Plan > Forms page.
CostA Cost plan can be used to set up a more generic or custom plan in EaseCentral. The plan is similar to a health & welfare-type plan, where there can be costs per tier or per member, and there is an employer or employee contribution towards that amount. Additional employee instructions can be included on the Plan > Forms page.
FitnessFitness plans are often used to communicate employer-sponsored fitness benefits to their employees. If optional employees can enroll and the plan would typically show an employee contribution. If the benefit is available to all employees, the Plan would be set to REQUIRE ENROLLMENT on the Plan > Eligibility page.
Phone        Phone plans are often used to communicate an employer-provided mobile phone or cell-phone reimbursement plan to their employees. If optional employees can enroll and the plan would typically show an employee contribution. If the benefit is available to all employees, the Plan would be set to REQUIRE ENROLLMENT on the Plan > Eligibility page. Additional employee instructions can be included on the Plan > Forms page.
Benefit 1 Benefit 1 Plan Types are used to accommodate additional or custom Health Spending Account or annual election type plans. The Plan > Contributions page will allow the agency to enter an employer's annual contribution if there is one. This plan type defaults to display HSA max annual employee election amounts, so it typically would be used for HSA-type plans only.


Employees choose their annual contribution when they enroll. The per pay period contribution amount will be calculated based on the remaining pay periods based on the Company > Pay Schedule page or number of pay periods entered on the Employee > Profile > Employment page.


Benefit 2Benefit 2 Plan Types are used to accommodate additional or custom 401(k) or retirement-type plans. The Plan > Contributions page will allow the agency to enter an employer's annual match and maximum % of salary the match applies to, if this applies.


Employees choose their annual contribution when they enroll. The per pay period contribution amount will be calculated based on the remaining pay periods based on the Company > Pay Schedule page or number of pay periods entered on the Employee > Profile > Employment page.

Vacation Buy BackA vacation buy-back plan is a program that, depending on plan design, allows employees who want more time off to purchase additional paid time off (PTO) days either through employer flex credits or salary reductions. Or, employees may choose to receive cash or use flex credits toward other nontaxable benefits offered under the cafeteria plan, such as major medical, health flexible spending account (FSA) or dependent care assistance plan (DCAP) benefits.

The Vacation Buy Back plan allows employees to enroll or waive like they would a health & welfare plan. If the employee is purchasing time off, the rates and contributions can be entered and displayed. If the employer is buying back vacation time from the employee, the HIDE RATES option can be used on the Rates page of the Vacation Buy Back plan. Additional employee instructions can be included on the Plan > Forms page.

MDLiveMDLIVE is a leading telehealth provider with a vast nationwide network of physicians that can treat routine medical conditions by connecting patients to a doctor 24/7/365. With MDLIVE, employees can visit with a doctor from home, office, or on the go connecting with physicians at any time using a phone, by secure video, or through the MDLIVE app.

For participating employers, easily add the MDLIVE plan to the employer's portal by selecting Benefits > Actions > Add Plan and then choose the MDLIVE plan type. After providing the plan name and effective date all plan details, rates, and supporting documents will automatically be populated.

To learn more about the MDLIVE/EaseCentral partnership please visit the MDLIVE Help Desk solution